Thought Leadership

Media & Publications

Articles, academic work, press features, public appearances and books by Dr. Verónica Pollak

Articles & Op-eds

4 Publications
New
Column May 2026
Switzerland's Quiet Edge in Tokenisation and How to Export It: A capital-light opportunity in Latin America
Since the DLT Act came into force in 2021, Switzerland has assembled arguably the world's most complete legal and operational stack for tokenised securities — from Article 973d of the Code of Obligations to SDX's formal integration into SIX post-trade infrastructure in October 2025. The article argues that Switzerland's lead is real, tradeable, and exportable to Latin America through two tracks: immediate issuance through Swiss infrastructure today, and long-term regulatory build-out across the region.
Tokenisation DLT Act SDX · SIX Latin America Switzerland Digital Assets
Read Article
Column 4 May 2026 El Mercurio Legal
Economic Freedom & Digital Currencies
Challenges and opportunities for Chile and Latin America in the age of CBDCs. Examines the regulatory insertion of the Digital Euro, the ECB's programmable money powers, Switzerland's constitutional cash guarantee of March 2026, and what Europe's trajectory means for Chile's positioning as a destination for capital and talent.
CBDC Digital Euro Chile MiCA Economic Freedom
Read Article
Column 15 February 2017 El Mercurio Legal
A Proposal for a New Architecture of Chile's Financial Supervisory System
Written ahead of Chile's CMF reform, this article proposed a two-tier macro/micro supervisory framework modelled on Europe's ESFS — explicitly including the Central Bank and Superintendencia de Pensiones. Chile subsequently moved in this direction with the creation of the CMF in 2019. Translated by the author.
Chile CMF ESFS Basel III Regulation
Read Article
Column 10 October 2016 El Mercurio Inversiones
Deutsche Bank: Too Big to Fail?
Written in October 2016, this analysis examines Deutsche Bank's $14bn DOJ exposure, its $7.4bn losses in 2015, its trading at 30% of net asset value, and its structural reliance on the ECB's Asset Purchase Programme — raising the live question of whether the bank could not pay, or would not. Translated by the author.
Deutsche Bank Systemic Risk ECB Covered Bonds Banking
Read Article

Academic Work

3 Articles in Preparation
In Preparation

Three academic articles are currently under preparation and will be published here upon completion. Topics span Swiss and comparative financial regulation.

Press & Interviews

1 Feature
Interview with Verónica Pollak: Insights on the Evolving Crypto Industry
Interim Legal December 2024

Public Appearances

1 Appearance
CVC · May 2025
Public Appearance at CVC — Dr. Verónica Pollak
Dr. Pollak's appearance at the CVC event in May 2025, sharing expertise on Swiss financial regulation, digital assets, and the opportunities for knowledge transfer between Switzerland and Latin America.
May 2025 ▶ Watch on YouTube

Books

1 Publication
Academic Book · PhD Research
The Impact of the Bank Recovery and Resolution Directive's (BRRD) Bail-in Tool on Covered Bonds
Dr. iur. Verónica Pollaková
Drawing on the failures revealed by the financial crisis, this research examines the BRRD's bail-in tool as a legal mechanism to restore the viability of distressed institutions — and its intersection with covered bonds under Basel III. Addresses whether the bail-in tool affects covered bonds, whether they remain an optimal issuance instrument, and whether their use should be encouraged under the new recovery and resolution regime.
Schulthess Verlag · ISBN: 978-3-7255-7787-3
View on Schulthess

Media enquiries & speaking invitations
Interested in featuring Dr. Pollak's expertise on Swiss-Chilean knowledge transfer, digital assets, or financial regulation? Get in touch.

Get in Touch Explore C² Multiplier